SERVICES

SERVICES

Find a solution that best suits your needs

There are a number of financial products on the market and it is important that you find a solution that best suits your needs and serviceability. At Goodwin Blain Financial we pride ourselves on our ability to get your loan settled! We have extensive experience in all things lending, including:

Home Loans

Purchasing your first home or your 3rd is always a big decision. Our experienced team will be able to take you through the process of meeting your financial needs while letting you focus on your new dream home. With hundreds of finance companies and banks you can utilise and thousands of loans available, our team will take the pressure off you and guide you through the process with ease.

Pre-Approvals

Obtaining finance pre-approval is the most important thing to do before you go shopping for your new property. Just like you don’t go to dinner without checking your bank balance first, it can be a waste of time to go looking at properties if you do not know whether or not you can get the finance to purchase your home. This is becoming even more important with the large amount of properties now being sold via auction.

First Home Buyers

Purchasing your first home can be feel like a daunting experience with a range of mixed emotions and a long list of questions.

We will with sit with you and hold you your hand through the whole process. Just some of the items we will assist you with are as follows:

  • Explaining the process in a clear step by step manner
  • Helping you understand the deposit you will need to save
  • How much can you afford to borrow
  • What your repayments will be
  • What costs are involved including stamp duty, lenders mortgage insurance, conveyancing costs
  • Whether you are eligible for the First Home Owner Grant or Stamp Duty Concession

Refinancing Loans

The finance market has changed dramatically over recent months, let alone the past few years. Your current loan may have been the optimum solution and lowest interest rate for you when you originally set it up but you can no longer leave your finance in a ‘set and forget mode’.

With an ever changing market place, your options for obtaining the best financial structure are endless and its vital you don’t compare ‘apples and oranges’. At Goodwin Blain we will work with you to review your existing position and strategy to find the best solution to meet your needs, whether you wish to consolidate debt, renovate your home, release a deposit for your next purchase we are here to help.

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your capital and assets. We can help you to formulate an investment plan that works toward building your wealth and securing your financial future. We will then work with you to help ensure your finances are always working optimally to help you achieve your goals.

For some, the future may seem a long way off, but the time to act is now because when it comes to making a profit from investing in property, time is your friend. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches. But over time, property values have proven to rise fairly consistently. That’s why a long-term investment strategy is considered to offer the investor the lowest risk.